Numru Internazzjonali tal-Kont Bankarju (IBAN)
L-IBAN hu standard definit għal numri tal-kontijiet bankarji li b’mod uniku jidentifikaw il-kont bankarju li klijent ikollu ma’ kull bank, ikun fejn ikun jinsab fid-dinja. L-IBANs jistgħu jiġu ġġenerati biss mill-banek għall-klijenti tagħhom. L-istituzzjonijiet ta’ kreditu lokali u l-Bank Ċentrali ta’ Malta ilhom minn Jannar 2004 jistampaw l-IBAN u l-Kodiċi SWIFT tal-Identifikazzjoni tal-Bank (BIC) fuq id-dikjarazzjonijiet ta’ rendikont għall-klijenti tagħhom.
L-IBAN Malti jikkonsisti minn 31 karattru alfanumeriku, kif ġej:
- l-ewwel żewġ karattri alfanumeriċi jidentifikaw il-pajjiż fejn ikun miżmum il-kont, f’dan il-każ, Malta (MT);
- iż-żewġ numri wara dan huma numri ta’ kontroll, li jivvalidaw l-IBAN komplut;
- l-erba’ karattri li jmiss huma l-ewwel parti tal-kodiċi SWIFT tal-identifikazzjoni tal-bank li fih hu miżmum il-kont;
- il-ħames numri wara dan huma s-sort code lokali tal-bank li fih hu miżmum il-kont;
- it-18-il karattru li jifdal huma n-numru domestiku tal-kont, preċedut minn żerijiet meta dan ikun meħtieġ.
Eżempju ta’ IBAN Malti:
| Kodiċi tal-Pajjiż | Numri ta' Kontroll | Kodiċi SWIFT | Sort Code | Numru tal-Kont Bankarju |
| MT |
71 |
MALT |
01100 |
0012345MTLCAST001S |
In-numru ta’ kontroll jiġi kkalkulat kif spjegat
fid-dokument tal-EPC
.
Il-kodiċi li jivvalida l-IBAN
jgħin lill-banek u lill-klijenti tagħhom biex jikkontrollaw u jivvalidaw l-IBANs. Dan l-algoritmu elettroniku jista’ jintuża liberament mill-banek u jista’ jiġi inkorporat fis-sistemi tagħhom biex jiffaċilita l-validazzjoni tal-IBANs. Il-Bank Ċentrali ta’ Malta ma jassumi ebda responsabbiltà, espressa jew impliċita, fl-użu ta’ dan il-kodiċi.
It-tabella li ġejja tista’ tintuża għad-derivazzjoni tal-BIC mill-IBAN:
| BIC Misjub fl-IBAN (4 Karattri) | BIC Sħiħ (8+ Karattri) | Isem l-Istituzzjoni Finanzjarja |
| ABNG |
ABNGMTMT |
Access Bank Malta Limited |
| AGRK |
AGRKMTMT |
AgriBank plc. |
| AKBK |
AKBKMTMT |
Akbank T.A.S. |
| APAH |
APAHMTMT |
Alpha FX Europe Limited |
| AEUP |
AUEPMTMM |
ALT21 Europe Limited |
| ALUN |
ALUNMTM2 |
Alunafi Ltd |
| ANFV |
ANFVMTMM |
Andaria Financial Services Ltd. |
| APSB |
APSBMTMT |
APS Bank Ltd. |
| BLLG |
BLLGMTMB |
Ballinger Group - Europe |
| BLLG |
BLLGMTMT |
Ballinger Markets Ltd |
| VALL |
VALLMTMT |
Bank of Valletta plc. |
| BNIF |
BNIFMTMT |
BNF Bank plc. |
| MALT |
MALTMTMT |
Central Bank of Malta |
| TGBP |
TGBPMTMT |
Convera Malta Financial Limited |
| FBHL |
FBHLMTMT |
Credit Europe Bank N.V. |
| CRXB |
CRXBMTMT |
Credorax Bank Ltd. |
| ECMB |
ECMBMTMT |
ECCM Bank plc. |
| EMON |
EMONMTM2 |
Emoney plc. |
| EMSY |
EMSYMTM1 |
EMP Systems Ltd. |
| FCMF |
FCMFMTMT |
FCM Bank Ltd. |
| FFSM |
FFSMMTM1 |
Fexserv Financial Services Ltd. |
| FIMB |
FIMBMTM3 |
Fimbank Plc. |
| PAUU |
PAUUMTM1 |
FINXP Ltd. |
| PYMX |
PYMXMTMTXXX |
Finance Incorporated Ltd. |
| PYMX |
PYMXMTMTMAL |
Finance Incorporated Ltd. |
| FNFI |
FNFIMTMM |
Finby Finance Limited |
| FIND |
FINDMTMT |
Finductive Ltd. |
| MMEB |
MMEBMTMT |
HSBC Bank Malta plc. |
| IIGB |
IIGBMTMT |
IIG Bank Ltd. |
| ICDR |
ICDRMTMT |
Insignia Cards Ltd. |
| IZOL |
IZOLMTMT |
Izola Bank Ltd. |
| LIKP |
LIKPMTM2 |
Living Sky Pay Limited |
| LBMA |
LBMAMTMT |
Lombard Bank Malta plc. |
| MBWM |
MBWMMTMT |
MeDirect Bank (Malta) plc. |
| MLLK |
MLLKMTM2 |
Mellifera Kartiera Limited |
| MLLK |
MLLKMTMT |
Mellifera Kartiera Limited |
| MFCB |
MFCBMTMS |
Merkanti Bank Limited |
| CCUH |
CCUHMTMT |
Moneybase Ltd. |
| CCUH |
CCUHMTMTMBB |
Moneybase Ltd. |
| MBLI |
MBLIMTM2 |
Money Blink Ltd. |
| MCPI |
MCPIMTM1 |
MoneyPlus Card Payment Institution Ltd. |
| MTCC |
MTCCMTMT |
MTACC Ltd. |
| FEMA |
FEMAMTMT |
Multitude Bank p.l.c. |
| FEMA |
FEMAMTMA |
Multitude Bank p.l.c. |
| FNNB |
FNNBMTMT |
NBG Bank Malta Ltd. |
| VOCB |
VOCBMTMT |
Novum Bank Ltd. |
| CFTE |
CFTEMTM1 |
OpenPayd Financial Services Malta Ltd. |
| OFSM |
OFSMMTMT |
OpenPayd Financial Services Malta Ltd. |
| PAPY |
PAPYMTMT |
Papaya Ltd. |
| PELD |
PELDMTM2 |
Paydo EU Ltd. |
| PFFS |
PFFSMTMT |
PayFuture FS MT Ltd. |
| PHPY |
PHPYMTM1 |
Phoenix Payments Ltd. |
| PELE |
PELEMTM2 |
PH EMI Ltd Malta |
| SBMT |
SBMTMTMT |
Sparkasse Bank Malta plc. |
| SYPL |
SYPLMTM2XXX |
System Pay Services (Malta) Limited |
| TPML |
TPMLMTMT |
Transact Payments Malta Ltd. |
| TRPE |
TRPEMTM1 |
Truevo Payments Ltd. |
| TRPE |
TRPEMTMT |
Truevo Payments Ltd. |
| TRUM |
TRUMMTM2 |
Trumia Limited |
| TRUM |
TRUMMTM3 |
Trumia Limited |
| APAY |
APAYMTMT |
Trust Payments (Malta) Ltd. |
| TGBA |
TGBAMTMT |
Turkiye Garanti Bankasi AS |
| UNOG |
UNOGMTM1 |
UnionGoldenPay Ltd. |
| VPAY |
VPAYMTM2 |
Viva Payment Services S.A. |
| COPX |
COPXMTMT |
W and J Coppini and Co. |
| XAMA |
XAMAMTM2 |
XACE Malta Limited |
| YAPI |
YAPIMTMT |
Yapi Kredi Bank Malta Ltd. |