Financial Stability

Staff Insights on financial stability provide commentary and analysis on financial system resilience, risk developments, and regulatory issues related to financial stability and macro prudential policy.

Staff Insights from previous years may be accessed in the archive.

2026
	Title	Authors	Date
FSR 2025 - Box 5	Enhancing the credit risk module: From a Z-Factor to a bridge equation approach	Kanan Musayev, Pedro Polvora	22/06/2026
FSR 2025 - Box 4	Evolution of banks' sovereign investment holdings	Ariana Bartolo	22/06/2026
FSR 2025 - Box 3	Systemic risk perceptions of Maltese banks (H1 2026 Survey)	Andrew Spiteri	22/06/2026
FSR 2025 - Box 2	Insights from the Bank Lending Survey	Shaun Zaffarese	22/06/2026
FSR 2025 - Box 1	Monitoring financial stability risks: A heatmap approach	Christian Mamo	22/06/2026