The Central Bank of Malta is empowered to issue Directives under the Central Bank of Malta Act (Cap. 204). These Directives have the force of law in Malta. Requests for interpretation of matters relating to these Directives are to be addressed to the Bank via our Contact Us Form. The following Directives have been published by the Central Bank of Malta:-Directive No. 1: Provision and Use of Payment ServicesDirective No. 2: Payment and Securities Settlement SystemsDirective No. 3: Cross-border Credit Transfers - Repealed on 12 January 2010Directive No. 4: Electronic Payment Services - Repealed on 12 January 2010Directive No. 5: Statistical Reporting RequirementsDirective No. 6: Harmonised Conditions for Opening and Operating Payments Module Accounts, T2S Dedicated Cash Accounts in TARGET2-Malta, and Tips Dedicated Cash Accounts in Target2-Malta Directive No. 7: Provision of Intraday Credit and Auto-CollateralisationDirective No. 8: Monetary Policy Instruments and Procedures Directive No. 9: Collection of Information - Repealed on 6 February 2012Directive No. 10: Authentication, Fitness Checking and Recirculation of Euro Banknotes and Coins Directive No. 11: Macro-prudential PolicyDirective No. 12: Administrative Measures and Penalties for Infringements under the Central Bank of Malta Act Directive No. 13: Approval of Payment SystemsDirective No. 14: Central Credit Register
Directive No. 15: Supervision of Credit Reference Agencies
Directive No. 16: Regulation on Borrower-Based Measures
Directive No. 17: Business continuity measures concerning deposit and withdrawal of cash, deposit and encashment of paper-based instruments and provision of services through alternative delivery channels - Repealed on 9 May 2022
Directive No. 18: On Moratoria on Credit Facilities in Exceptional Circumstances
Directive No. 19: On the Use of Cheques and Bank Drafts Article 56 of the Act (Cap. 204) allows the Bank to impose administrative penalties in respect of non-compliance with its Directives.