Central Credit Register
The Central Credit Register is a database which contains non-anonymous exposure-by-exposure information of debtors, both legal and natural persons, provided by resident credit institutions (banks) licensed by the MFSA. These persons can be resident or non-resident financial or non-financial private and public companies (except credit institutions); households; sole traders/proprietors; and non-profit organisations, with exposures of over €5,000. Banks have an obligation to provide information on existing customers as per Central Bank of Malta Directive no. 14 and every bank shall report to the Central Bank of Malta the end-of-month balances of exposures exceeding €5,000 of each customer by the twentieth calendar day of the month following the reference month to which they relate.